Archive for June 9th, 2009
Identify Theft Or Will The Real Me Please Stand Up!
June 9th, 2009 at 6:47 pm by Livvie
There is a new thief on the block. An identity thief and YOU are at risk!
Identity theft is the fastest growing crime today and is effecting approximately 900,000 NEW victims each year!
Everyday transactions such as writing a check, using your cell phone, making a charge purchase, applying for a credit card, mailing your tax returns, even simply placing your outgoing mail in your mail box may put you at risk.
Can identity theft be completely prevented—No, but there are steps you can take to minimize your risk by managing your personal information better.
1. Protect Your Social Security Number
Don’t carry your Social Security card with you or in your wallet. Leave your drivers license, social security and home telephone numbers off your personal checks.
2. Shop Online at Secure Web Sites
Always make sure you are dealing with a secure web site. Look for https:// displayed in your web address bar located near the top of your screen. The “s” after “http” stands for “secure”. https://
3. Destroy Information and Papers You Throw Away
Shred (crosscut shredders are best) bank information, credit card information, offers for credit and payments made with receipts given.
4. Know Your Credit Accounts Billing Cycles
In case your bills are late coming in, you can call the company and request a duplicate copy. This will help you see right away if there is a problem on your account.
5. Check Your Credit Report
Once a year check your credit report with the three major credit reporting agencies. Don’t overlook the Inquiries” section of the report. This will give you an overview of creditors, accounts and inquiries made on your report.
Even though you can’t totally prevent identity theft from occurring, following these few steps will help you lower your risk. When the time (credit report) comes….The Real You IS Standing Up!
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